My name is Jennifer Clemens, and a proud mortgage loan officer in Gilbert, AZ. I’ve been in the mortgage industry for over 19 years, and during that time I’ve had the privilege of helping hundreds of individuals and families achieve their dream of homeownership.

I began my career as a mortgage processor, where I spent five years learning the ins and outs of underwriting and loan structuring. That experience taught me the importance of attention to detail and laid the foundation for the way I approach lending today - with care, precision, and a deep understanding of what it takes to get a loan to the finish line. Over the course of my career, I’ve helped close more than $78 million in home loans. While I’m proud of that milestone, what matters most to me is making sure every client feels cared for, heard, and supported. My goal isn’t just to close loans - it’s to build lasting relationships and become a trusted mortgage advisor for life.

I know that purchasing a home is one of the biggest financial decisions most people will ever make. My goal is to make the process as smooth and stress-free as possible by guiding you through each step, making sure you understand all of your options, and treating you with the same care and honesty I’d give to my own family and friends.

My commitment to my clients doesn’t end at closing. Whether you have questions months, or even years after your loan has funded, I’m here as a resource and trusted advisor. My hope is to be your mortgage partner for life, someone you feel comfortable turning to and referring to others.

Outside of work, I love spending time with family and friends, trying new restaurants, hiking, biking, paddle boarding, and traveling whenever I can.

Thank you for considering me as your mortgage loan officer. I look forward to helping you with your homeownership journey.

“Your Home. Your Future. My Priority.”

Clemens Mortgage Group is powered by Xpert Home Lending, Inc., a Mortgage Broker Licensed by the DRE #02166758 NMLS #2179191