Home Equity Line of Credit

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) or Home Equity Loan (HELOAN) is typically taken out as a second mortgage, allowing you to borrow against the equity in your home. A HELOC works like a revolving line of credit you can draw from as needed, while a HELOAN provides a lump sum with fixed payments. Both are great options for home improvements, debt consolidation, or other major expenses without changing your first mortgage.

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