today's Rate Watch

Mortgage rates shown here are based on a baseline national average from Mortgage News Daily.

Because rates can vary depending on the lender, credit scores, loan type, property type, and other factors, this index is most helpful for tracking daily movement and overall trends — not individual quotes.

In other words, it’s a great tool to see whether rates are improving or worsening from one day to the next. For a personalized rate quote, please reach out — I’m happy to provide one based on your unique scenario!

Looking for a personalized quote?
Rates can vary based on credit scores, loan type, down payment, your personal goals, etc. I'm happy to review your scenario and provide a custom quote tailored to you.

Already have an estimate from another lender?

I’m happy to offer a no-obligation second opinion — sometimes a quick review can uncover a better option or save you money.

CLEMENS MORTGAGE GROUP LLC

(602) 214-9048

[email protected]